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    True Wealth

    Our passion is to uncover what is truly important to you.

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  • Process-Driven
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    Our disciplined investment strategies are designed to meet a variety of goals & objectives.

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Our financial planning services are built on trust, transparency and accountability.

Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams. Explore services

Portfolio Management

FLP Financial Group believes in a holistic approach to your financial health by listening and getting to know our clients at an enhanced level. Learn More

Risk Management

Risk Management begins with insight. What is important to our client? At FLP Financial Group we consider and evaluate each client’s exposure to loss in relation to what is ‘valuable’ to them. Learn more

Tax Planning

As licensed CPAs, with over 25 years of tax planning and preparation experience, we plan with total awareness of the tax implications of each aspect and transaction within your financial plan. Learn more

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Wealth Planning

At FLP Financial Group, Wealth Planning starts with understanding our whole client. Our process begins with our client prioritizing the things that mean most to them. Learn more

Estate Planning

Our estate planning team is here to help you understand how your assets will be distributed under your current estate plan and existing tax law. Learn more

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Personalized Wealth Management

FLP Financial Group’s mission is to help you strengthen your financial health through awareness, knowledge, planning and action. We are one of the top wealth management firms in Connecticut serving families, business owners, executives and institutions. Our team provides the highest level of service for our local and national clients in financial planning and investment management. Contact us today and let FLP Financial Group help guide you on your True Wealth journey.

Investment Management

Disciplined investment strategies are the foundation of our investment management process. Our time-tested strategies are designed to meet a variety of investment goals and objectives.

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Carson Institutional Alliance

Carson Institutional Alliance partners are growth-minded advisors wholly dedicated to helping clients reach a higher purpose for their wealth and design a lasting legacy for their families.

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Our Location

Headquartered in Cheshire, Connecticut, FLP Financial Group provides the highest level of service for our local and national clients. Contact us today and let us help guide you on your True Wealth journey.

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Insights

Carson Wealth’s team of  professionals provide you with transparent and proactive communications to equip you with the knowledge you need. Read more

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Market Commentary
Weekly Market Commentary September 26, 2016

The markets began last week on a positive note, only to end a three-day progressive streak with Friday’s dip. Despite the uncertainty injected into the markets by ever diverging central bank policies, equities were broadly up. Read more

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Blog
Be a Math Teacher and Prepare Your ...

Published by Don Hagan and the Carson Institutional Alliance Investment Committee

One of the basic tenets of the financial markets that all investors need to embrace is the fact that gains and losses are asymmetrical. Read more

US News v2
News
4 Reasons Why Oil Won’t Rise Over ...

Brett Carson, Director of Research, speaks on the oil industry in this U.S. News Article. Read more

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Monthly Newsletter
Monthly Investment Review: August 2016

August had a truly historical event, one that investors haven’t seen since the end of 1999: all three major US indices hit record highs on the same day. Read more

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Video
Diversified Growth

Watch this video to learn about the Diversified Growth strategy. Read more

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Whitepaper
Estate Planning

Often, people believe that estate planning only benefits the very wealthy, but nothing could be further from the truth. It’s something everyone needs to engage in regardless of age, estate size or marital status. If you have a bank account, investments, a car, home or other property—you have an estate.

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Estate Planning Infographic
Infographic
Estate Planning

Many often think estate planning only benefits the wealthy, but this is a common misconception. View our infographic here to see what you need to engage in! Read more

    Blog post
  • What Does The Waterbury Hospital Buy-Out Mean For Your Retirement Plan?

    As you know, the Waterbury Hospital has been bought and starting on October 1, 2016 your current 403(b) retirement plan will cease to exist. What does this mean for you? It is a huge opportunity—if you know how to take advantage of the benefits.

    A Chance to Rollover

    Generally, there are only two instances when you can rollover the money in your 403(b) retirement account without getting hit with penalties—when you turn 59 and a half or when you leave your job or retire, known as a “separation of service.” Otherwise, you are stuck.

    Due to the current Waterbury Hospital buy-out, hospital employees are considered to be separating from service and are poised to take advantage of a unique opportunity. You can either pick the default option of rolling over your money into the new 401(k) with Transamerica or you can rollover your money into an Individual Retirement Account (IRA) managed by your financial advisor.

    Benefits of an IRA

    Why should you opt out of the default option and roll your money into an IRA with a trusted financial advisor? There are three main reasons.

    You can choose your own financial advisor now and have the ability to change advisors at any time in the future
    You may gain access to more investment options
    You can have access to more customized service

    Instead of calling a 1-800 number and being connected to a service representative, you could call your dedicated financial advisor, who can answer your questions, provide personalized service, and make changes to your account.

    A More Personalized Experience

    By moving your funds into an IRA, an independent financial advisor has the ability to provide more one-on-one customized services than you will have in the Transamerica plan. With the default plan, participants are not receiving the customized care and detail dedicated to your retirement planning. By having that one-on-one experience, you’ll be able to better understand the actions you take today can impact how your future looks tomorrow.

    With an IRA, you are the account owner and are free to invest in a variety of instruments with the personalized guidance of an advisor who has taken the time to get to know your individual needs and goals.

    Finally, an independent wealth management firm is able to offer a variety of services that would not be included in your 401(k), such as wealth planning, Social Security planning, risk management, tax planning, and estate planning. Access to a financial advisor may allow you to take a more comprehensive approach to your financial health.
    An Advisor Familiar With Your Current Retirement Situation
    The advisors at FLP Financial have worked closely with other physicians, registered nurses, physician assistants, hospital administrators, and IT. With our years of experience, we can help maximize your benefits and make informed, financial decisions for your entire family.

    The team at FLP Financial works with your entire financial picture, including your spending, saving, and planning choices. By listening to your goals and understanding your financial health through this wider lens, the team is able to provide personalized service that truly benefits you and your family.

    We have created a proven process to help you save more money to put toward your retirement nest egg. We offer a wide range of personalized investment strategies tailored to each individual’s specific risk tolerance and goals. As an independent fiduciary, we offer unbiased advice, instead of proprietary products and sales incentives that drive most corporate financial providers.

    Want to Learn More?

    bobcta

    Matthew Glatt, CPA is the Founder and CEO of FLP Financial Group, LLC in Cheshire, CT. Matt is a 1989 graduate of Bryant University with a Bachelor of Science in Accounting. Matt has been a practicing CPA for over 25 years specializing in individual and small business tax planning, compliance and advisory services. In pursuit to service his clients as holistically as possible, Matt expanded his CPA practice to include Financial Services in the year 2000. His experience over the last 16 years, coupled with his passion to help individuals, families and businesses build financial strength, lead Matt to develop his trademark program Spend with C.A.R.E. Through awareness, knowledge, planning and action, Matt helps strengthen his clients’ financial health.
    Matt resides in Cheshire with his wife of 21 years, Karolyn. He is the proud father of three beautiful daughters, Kelly, Emily and Jessica. In his spare time, Matt has served on boards for various organizations such as United Way, YMCA, Waterbury Incorporators, Red Cross and the First Congregational Church of Cheshire. He has also coached youth soccer and basketball for many years. Matt is passionate about health and fitness and enjoys spending time exercising outdoors and playing golf with friends.

    Investment advice offered through CWM, LLC, a Registered Investment Advisor. CWM, LLC do not provide tax or legal advice or services. Please consult your tax or legal advisor regarding your specific situation.

    Third party posts found on this profile do not reflect the views of and have not been reviewed by CWM, LLC or FLP Financial Group, LLC as to accuracy or completeness.

    www.flpfinancial.com

    Weekly Market Commentary
  • Weekly Market Commentary September 19, 2016

    Markets were focused on the impending Federal Reserve meeting and, with no other macroeconomic news to push or prod investors, volatility returned after a record-breaking period of stability in our domestic markets. Read more